We have an exciting opportunity for an experienced Senior Credit Officer for our New York Metro Region. In this position you will be responsible for the management of the Credit Department functions supporting the Business Banking, CRE, Middle Market, and Healthcare business units in New York. You will be a critical business partner with the respective business unit leaders and exercise substantial credit approval authority. 

IN THIS POSITION YOU WILL:

• Supervise the Credit Department located in the New York Region.
• Provide guidance to the Business Units regarding the Bank’s interest/appetite for potential transactions and/or industry segments.
• Provide guidance to the Credit Supervisors, Underwriters, and Analysts to mitigate the assessed risks of credit transactions as well as products and services to generate a balanced perspective of the risks.
• Exercise substantial credit approval authority and oversee the exercise of credit authority by all individuals that have been granted approval authority within the Region.
• Actively be involved in large, complex relationships and provide guidance on due diligence, risk assessment structure, risk rating and documentation.
• Make recommendations to Senior Management regarding credit policy, Target Market Definitions, Risk Acceptance Criteria with the business units.
• Effectively handle external contacts including customer negotiations, deteriorating credit situations, complex credit transactions and significant new business opportunities.
• Actively participate in discussions with the bank regulators, external auditors, bank groups, industry groups, third party vendors.
• Participate in the quarterly portfolio reviews.
• Other credit related management duties as assigned.
• Achieve sound results on the credit audits performed by the External and internal auditors. 

TO BE CONSIDERED YOU WILL NEED:

• Bachelor’s Degree in Accounting or Finance combined with a minimum 10 years credit related experience with Commercial real estate, Middle Market and Commercial & Industrial transactions primarily within the NY and NJ markets.
• 5 or more years experience managing a Credit Department.
• Credit approval authority of a minimum $5 Million (preferred) or higher exercised at prior financial institutions.
• Healthcare experience a huge plus!
• Formal credit training a plus.
• Masters of Business Administration is a plus.
• Thorough knowledge of banking products, services, policies, procedures and regulations.